Short Disclosures

Quick Reminders

• “For education only—not advice. Real quotes only come from the carrier’s official proposal.”
• “PolicyDad.com is about learning, not legal documents. Advice happens in a one-on-one appointment.”
• “Nothing here forms a client relationship. That starts when the carrier issues a proposal.”
• “These are my personal opinions, not the views of any carrier, aggregator, university, or regulator.”

> Note: This post is for education only, not advice.

> Real quotes only come from a carrier’s official proposal.

> These are my personal opinions, not those of any carrier, aggregator, or regulator.

> Reminder: PolicyDad.com shares ideas, not instructions.

> The right advice only happens one-on-one with an advisor.

> Always check with your full financial planning team before making life-changing decisions.

> Heads up: Reading this site doesn’t make us official.

> A client relationship starts only when a carrier issues a proposal.

> Nothing here is supervised by any carrier, university, or regulator.