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Welcome to my humble abode. You will find many great and informative articles about various facets of insurance. If this is your first visit here, please take a few minutes to learn how to get the most out of this blog. Otherwise, jump right in.

A Friendly Note from PolicyDad.com

Although I’m a licensed insurance agent and a Chartered Life Underwriter®, the information on this site is not reviewed, supervised, or approved by any insurance company, professional association, or regulatory agency. It’s based on my personal experience and knowledge in the field, but it’s not official guidance from your carrier or any industry body.

It’s also important to note that I am not offering for sale any variable or investment products. The offer or solicitation of an investment in an Investment Product may only be made by delivery of the Investment Product’s official Prospectus. If you are considering purchasing an investment product, please seek guidance from a FINRA-registered representative who is qualified to provide advice based on your individual financial situation and goals.

Please remember that the terms and conditions of your specific insurance policy always take precedence. Every insurance carrier has its own underwriting guidelines, policy language, and claims processes. Final decisions on coverage and claims are made solely by your insurance company’s claims department—I have no influence over those decisions.

We aim to provide helpful information, but remember: your individual policy is what matters most. Always review your coverage details, and when in doubt, talk directly with your insurance company or a licensed professional for advice tailored to your situation.

Thanks for being part of the PolicyDad.com community!

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